Now Available

Earn up to 6%* interest in your Bitcoin IRA

Earn interest payouts on the cash and crypto inside your retirement account.

  • Checkmark Monthly Payouts
  • Checkmark Low Minimums
  • Checkmark No Lockup Period¹
  • Checkmark 100x Higher APY²

Start Earning

*Interest rates may vary.¹ Joining and exiting the program requires approximately a 5 day settlement period.² 6% USD APY rate from Bitcoin IRA is 100x greater than 0.05% average USD APY from traditional banks (source: fdic.gov, week of Feb 1, 2021).
Interest Calculator
1 Year
5 Year
10 Year
Your Earnings
$0
$0
*Your Earnings totals are rounded to the nearest dollar.

Let your retirement work for you with monthly interest payouts.

Estimate how much you’ll earn each month using our interest calculator. The more you lend, the more you’ll earn.

Start Earning

Crypto Lending is Soaring

Billions of dollars in crypto are locked in decentralized finance smart contracts today for borrowing and lending.

Now Available

Earn up to 6% interest in your IRA

Earn interest payouts on the cash and crypto inside your retirement account.

  • Checkmark Monthly Payouts
  • Checkmark Low Minimums
  • Checkmark No Lockup Period
  • Checkmark 100x Higher APY

Calculate Your Earnings

*Interest rates may vary. See details at bitcoinira.com/earn ¹ Joining and exiting the program requires approximately a 5 day settlement period.² 6% USD APY rate from Bitcoin IRA compared to 0.07% average USD APY from traditional banks (source: bankrate.com).
Competitive Rates
The Highest Rates For Your IRA
Our IRA Earn program allows you to earn incredible interest rates on your digital assets. Put some or all of your assets to work with our exclusive program.
Asset
Term
APY*
Cash (USD)
Open
6.0%
Bitcoin (BTC)
Open
2.0%
Ethereum (ETH)
Open
2.7%

*Bitcoin IRA will send me an Interest Earn Program Term Sheet that will state the interest rate I will receive. Interest rates and fees are subject to change without notice. Interest rates shown are indicative of market conditions and certain investor qualifications that may vary due to time and lending source.

Hassle-Free Earnings†

Monthly Payouts
Earnings are accrued daily and paid monthly directly to your retirement account. Earn faster and maximize your retirement growth.

No Lockup Period
Our open terms allow you to earn interest on your assets without lengthy contract periods. Simply start or cancel your position anytime.

Low Minimums
Start for as little as $10,000. Regardless of your investment amount you are still eligible for the same great interest rate.

100x Higher APY
6% is 100 times greater in returns than the 0.05% USD APY from traditional banks. Earn more and worry less with us.
Questions? Visit our FAQ

Powered By Genesis Capital

Bitcoin IRA’s Earn program is power by Genesis Global Capital, LLC, a Delaware Limited Liability Company with its principal offices in New Jersey. Genesis Global Capital, is the world’s largest lender of cryptocurrencies with over $3.1 billion in cumulative originations since it launched in 2018. The company allows investors the opportunity to borrow bitcoin, ether and other digital currencies in large quantities over fixed-terms. Learn more.

Take control of your retirement today.
Trust America’s #1 Bitcoin IRA and invest in your future with revolutionary digital assets. Open an account and start earning interest today.
Open An Account

Interest Earn Program Terms are located in the Customer Transaction Agreement and Custodial Agreement. By joining the EARN Program I understand that I agree to the important Risk Disclosures, Customer Transaction Agreement, Custodial Agreement and Statement Disclosures, and agree to hold Bitcoin IRA and Custodian harmless for any loss related to this program. I understand that interest rates may vary and are subject to change, and I agree to the fee schedule in effect and as modified from time to time. I understand Custodian is passive and I acknowledge I am solely responsible to review the prudence, merits, viability and suitability of any investment made by me.