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The Federal Reserve concluded its June 18 meeting by maintaining the federal funds rate at 4.25%–4.50%, marking the fourth consecutive hold since December 2024.
Despite signs of cooling inflation, the Fed remains cautious amid geopolitical tensions and the inflationary impact of recent tariffs. This ongoing monetary policy stance suggests the dollar’s purchasing power may continue to erode.
Why This Matters
Fiat currencies like the U.S. dollar are not backed by tangible assets, allowing for an unlimited supply and potential devaluation. In contrast, Bitcoin (BTC) operates on a fixed, transparent code, with only 21 million coins ever to exist. This scarcity gives BTC its deflationary edge.
Consider the U.S. housing market over the past decade:
- Median U.S. Home Price in USD:
- Q1 2015: $289,200
- Q1 2025: $416,900
- ➤ 45% increase
- Median U.S. Home Price in BTC:
- Q1 2015: ~1,906.04 BTC
- Q1 2025: ~4.46 BTC
- ➤ More than a 99% decrease
What cost over 1,900 BTC in 2015 now costs under 5 BTC, the same house, two different monetary systems. One inflates, the other preserves value.
As the Fed signals a continued cautious approach, the case for BTC as a hedge against fiat currency devaluation becomes increasingly compelling.
The Smart Move: Hedge Against Inflation with BitcoinIRA¹
As the Fed sticks to its cautious stance, now is the time to diversify your retirement strategy. A Crypto IRA with BitcoinIRA lets you invest in crypto tax-advantaged, so your gains aren’t just protected from inflation, they’re also working harder for your future.
Open your Crypto IRA today and protect your savings with Bitcoin, Ethereum, and 75+ crypto assets, before the next wave of money printing begins.