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The Freedom Account

Crypto Investing Beyond Your IRA

Invest in 100+ cryptocurrencies with no contribution limits or age-based withdrawal restrictions. Your Freedom Account is a taxable investing account that works alongside your Bitcoin IRA, so you can manage both from one dashboard. It is automatically included with every BitcoinIRA account.

$0

Setup Fee

$0

Wallet/Custody Fee

100+

Cryptocurrencies

24/7

Buy, Sell & Swap

What is
a Freedom
Account?

A Freedom Account is an individual, taxable crypto investment account from BitcoinIRA. It works just like the rest of the platform, without the contribution caps or retirement-age withdrawal rules that come with an IRA.

Every BitcoinIRA client gets one automatically alongside their IRA, so you can trade, add funds, and withdraw on your own timeline, all from a single dashboard.

Earn Potential Staking Rewards

Earn rewards through staking on eligible coins and other yield features.

Borrow Against Your Crypto

Borrow against your crypto with loans up to $250k. (Coming Soon)

No IRA Contribution or Withdrawal Restrictions

No contribution limits and no early-withdrawal penalties. Access your funds on your own timeline instead of a retirement schedule.

Secured by BitGo & Digital Trust

Your assets are custodied with Digital Trust and secured by BitGo multi-signature wallets, the same institutional-grade protection used across BitcoinIRA.

Created Automatically

Every BitcoinIRA client gets a Freedom Account alongside their IRA, with no separate application or extra onboarding.

Crypto Bundles and Automatic Rebalancing

Build a diversified crypto portfolio with Crypto Bundles and automatic rebalancing

Simple, 

Transparent Pricing.

$0 setup fee. $0 wallet/custody fee. 1% trading fee.

How It Works

Up and Running in Three Steps

Step 1

Your Account is Ready

When you join BitcoinIRA, a Freedom Account is created automatically next to your IRA, with nothing extra to set up.

Step 2

Add Funds

Fund with cash or transfer crypto from other platforms. Verify your identity once and your balance is ready to trade.

Step 3

Trade Freely

Buy, sell, and swap crypto anytime. Withdraw whenever you need, with no retirement-age rules.

freedom vs. ira

Which Account Fits in the Moment?

Most clients use both: the IRA for tax-advantaged retirement growth and the Freedom Account for flexible investing.

Feature Freedom Account CRYPTO IRA
Account Type
Taxable / Individual
Tax-advantaged Retirement
Contribution Limits
None
IRS Annual Limits
Withdraw Anytime
Yes
Retirement Age Rules
Setup fee
$0
$0
Wallet / Custody Fee
$0
Varies
Trade Fee
1%

Questions?
Get Answers

Our team of crypto IRA experts have
decades of experience helping clients
through every step of the retirement
savings process.

It is an individual, taxable crypto investment account from BitcoinIRA. It works like a standard investment account, without the contribution limits or retirement-age withdrawal rules that apply to IRAs.

No. A Freedom Account is created automatically for every BitcoinIRA client, alongside your IRA, so it is ready when you reach your dashboard.

You can fund your Freedom Account with cash, or by transferring crypto from other platforms such as Coinbase, Kraken, Robinhood, and more.

There is no setup fee and no wallet or custodial fee. A trade fee applies each time you buy, sell, or swap crypto.

Yes. Unlike an IRA, there are no retirement-age withdrawal rules on your Freedom Account.

Your assets are custodied with Digital Trust, a qualified custodian, and secured by BitGo multi-signature wallets. This is the same institutional-grade security that protects your BitcoinIRA retirement account.

Yes, and most clients do. You can view and manage both from one dashboard, giving you flexibility to use each account based on your investing goals.

iphonemock@2x

One Platform.
Two Ways to Invest.

Manage retirement and non-retirement crypto from one BitcoinIRA dashboard.

iphonemock@2x