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Fidelity Crypto IRA Oregon

Is Fidelity Crypto IRA Available in Oregon? Here’s What You Need to Know

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The world of retirement investing is evolving fast, and the rise of cryptocurrency as a potential asset class has drawn major attention. Fidelity, one of the most established names in financial services, recently introduced its Fidelity Crypto IRA, giving individuals the ability to invest in cryptocurrencies like Bitcoin, Ethereum, and Solana within a tax-advantaged retirement account. This move has excited many people looking to diversify their long-term portfolios with digital assets. 

However, if you live in Oregon, this option isn’t available yet. Fidelity Crypto IRA services are currently not offered in Oregon or California. While Oregon residents do have access to Fidelity’s standard crypto trading platform, the IRA version of the service remains off-limits for now. 

A Snapshot at Oregon’s Retirement Landscape 

Oregon’s population is aging faster than the national average. In 2022, the state was home to an estimated 806,907 adults aged 65 and older, nearly 2% above the national average of 16.8%. That number is expected to surge to 1.28 million by 2050, a 59% increase that will add nearly 473,771 older adults to the population. This sharp demographic shift highlights the growing urgency for accessible, diversified, and future-ready retirement savings solutions tailored to Oregon’s needs. 

Despite this, many Oregonians still lack adequate retirement preparedness. Over 1 million workers in the state had no access to a workplace retirement plan. That’s part of what spurred the launch of Oregon Saves, a state-sponsored Roth IRA program designed to close the retirement savings gap. 

According to Nasdaq, a realistic retirement age in Oregon is 62, with an estimated nest egg requirement of $1,393,844 to retire comfortably. These figures offer a snapshot of the financial demands facing Oregon retirees. At the same time, they underscore the need for flexible, growth-oriented investment strategies, including emerging options like Crypto IRAs, that can help bridge the gap between traditional retirement savings and rising cost-of-living expectations. 

BitcoinIRA¹: A Crypto IRA Option Available in Oregon 

While Fidelity’s Crypto IRA isn’t accessible in Oregon, residents still have options. One standout is BitcoinIRA, a platform that operates in all 50 states. BitcoinIRA offers self-directed IRAs that allow users to invest in a wide array of cryptocurrencies. 

Through BitcoinIRA, Oregonians can tap into the potential of digital assets while maintaining the tax advantages of an IRA. The platform supports multiple account types, including Traditional, Roth, and SEP IRAs, giving investors flexibility depending on their financial goals and tax planning needs. 

Key Features of BitcoinIRA: 

  • Availability Across All 50 States: Unlike Fidelity Crypto IRA, BitcoinIRA is accessible to residents in every state, including Oregon. 
  • Wide Range of Cryptocurrencies: BitcoinIRA offers a broader selection of cryptocurrencies beyond Bitcoin, Ethereum, and XRP, including over 75 different digital assets. 
  • Tax-Advantaged Growth: Similar to regular IRAs, investments within a BitcoinIRA can grow tax-deferred (Traditional and SEP) or tax-free (Roth), depending on the account type. 
  • Secure Custody²: BitcoinIRA partners with regulated custodians to ensure the security of your digital assets. They often provide insurance on custodied assets, offering an added layer of protection. 
  • 24/7 Trading: Many platforms, including BitcoinIRA, allow users to buy and sell cryptocurrencies within their IRA around the clock. 
  • Dedicated Support: BitcoinIRA typically offers dedicated support to guide users through the process of setting up and managing their Crypto IRA. 
Fidelity Crypto IRA vs. BitcoinIRA
Feature Fidelity Crypto IRA BitcoinIRA
Availability Not available in California and Oregon Available in all 50 U.S. states
IRA Types Supported Traditional, Roth, Rollover Traditional, Roth, SEP, SIMPLE IRAs as well Solo 401(k)s
Insurance Coverage No insurance; not protected by FDIC, SIPC, or private insurance Insurance coverage up to $250 million through BitGo (custodian)
Staking Not available Coming in 2025
Cryptocurrencies Supported Bitcoin, Ethereum, Litecoin 75+ cryptocurrencies including Bitcoin, Ethereum, Cardano, Solana, XRP, and more
Wallet Type Primarily hot wallets (some cold storage via Fidelity Digital Assets®) Assets stored in cold storage
Trading Hours 23 hours/day (1 a.m. – midnight ET), unavailable during maintenance 24/7 trading available
Security Custody by Fidelity Digital Assets® with multiple layers of control, cold storage for most assets No coins are stored on the platform. Coins and investments are segregated within their own ecosystem.
Fees Generally low fees, but no detailed public breakdown Fees apply for account setup, maintenance, and trading (can be high — varies per asset and trade size)
Considering a Crypto IRA? 

Investing in cryptocurrencies within a retirement account can be a way to diversify your portfolio and potentially capitalize on the growth potential of digital assets. However, it’s crucial to understand the inherent risks associated with cryptocurrency investments, including price volatility. 

Ready to explore the possibility of including cryptocurrencies in your retirement savings? Click here to learn more and open an account with BitcoinIRA today! 

 

Tax-Deferred vs Tax-Exempt IRAs to Invest in Crypto

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From Bitcoin to Ethereum, digital assets are now a legitimate part of modern investment portfolios. But as investors increasingly look to diversify their retirement savings with crypto, a common question arises: Should I use a tax-deferred or a tax-exempt IRA for my crypto investments? 

This decision can significantly impact your long-term wealth strategy. In this post, we’ll break down the differences between these two types of IRAs, how each works with crypto, and which may be the right fit for your financial goals. 

What Is a Tax-Deferred IRA? 

A tax-deferred IRA, such as a Traditional IRA, allows your crypto investments to grow without being taxed until you withdraw the funds in retirement. Contributions are often tax-deductible, meaning you reduce your taxable income today in exchange for paying taxes when you take distributions later. 

Key Benefits of Tax-Deferred IRAs for Crypto
  • Lower taxes now: Contributions may reduce your taxable income. 
  • Compound growth advantage: Gains from your crypto investments accumulate tax-free until withdrawal. 
  • Potential lower tax bracket in retirement: You might pay less tax on distributions if you’re in a lower bracket post-retirement. 

Considerations: 

  • You’ll pay ordinary income tax on withdrawals, not capital gains tax. 
  • Required Minimum Distributions (RMDs) start at age 73, which means you must begin withdrawing (and paying taxes) whether you need the funds or not. 
  • Early withdrawals before age 59½ may be subject to a 10% penalty plus income tax. 
What Is a Tax-Exempt IRA? 

A tax-exempt IRA, most commonly known as a Roth IRA, flips the equation. You contribute after-tax dollars today, but your crypto investments grow tax-free, and withdrawals in retirement are also tax-free, provided certain conditions are met. 

Key Benefits of Tax-Exempt IRAs for Crypto
  • Tax-free growth and withdrawals: All crypto gains are yours to keep in retirement. 
  • No RMDs: Unlike Traditional IRAs, Roth IRAs don’t require you to withdraw at a certain age. 
  • Ideal for long-term appreciation: If you believe crypto will significantly increase in value, this structure helps maximize gains. 

Considerations: 

  • Contributions aren’t tax-deductible. 
  • Income limits apply: High earners may not be eligible to contribute directly to a Roth IRA (though strategies like the “Backdoor Roth IRA” can help). 
  • You must hold the account for at least 5 years and be over 59½ to qualify for tax-free² withdrawals. 
Which IRA Is Better for Crypto Investors? 

The right choice between tax-deferred and tax-exempt depends on your current vs. future tax outlook, investment time horizon, and belief in the long-term growth potential of crypto. 

Choose a Tax-Deferred IRA (Traditional) if: 

  • You need a tax break today. 
  • You expect to be in a lower tax bracket in retirement. 
  • You prefer to defer taxes and deal with them later. 

Choose a Tax-Exempt IRA (Roth) if: 

  • You expect your crypto holdings to appreciate substantially over time. 
  • You anticipate being in the same or higher tax bracket in retirement. 
  • You value flexibility and tax-free withdrawals down the line. 
Make Crypto Work Smarter for Your Retirement 

Both Traditional (tax-deferred) and Roth (tax-exempt) IRAs offer powerful benefits when paired with crypto. The key is to align your IRA structure with your personal tax situation and long-term crypto outlook. 

By making strategic use of these retirement vehicles, you can potentially maximize your crypto gains while minimizing your lifetime tax liability. 

Ready to take the next step? Open a BitcoinIRA¹ account today and explore tax-advantaged crypto investing with a trusted platform. 

 

Gold vs Bitcoin

Bitcoin vs. Gold: The 100-Day Lead That Could Catapult BTC to New Highs

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Bitcoin and gold are often seen as competing stores of value, one rooted in thousands of years of tradition, the other in digital innovation. But what if they weren’t rivals at all? What if, instead, they were part of a cause-and-effect relationship, one that savvy investors could leverage? Some analysts suggest that gold’s macro-driven rallies often lead bitcoin’s surges by about 90 to 180 days. With gold having made a strong move, could Bitcoin be coiling for its next big breakout? 

Let’s break down the data, the ETF shift, and what it all means for investors. 

Gold Leads, Bitcoin Follows: A 100-Day Rule? 

A growing body of analysis, including standout work by Jack Green and Joe Consorti, reveals a striking trend: Bitcoin tends to follow gold’s macro-driven strength with a lag of 3 to 6 months. When gold rallies, often amid falling yields, rising liquidity, and a weakening dollar (DXY), Bitcoin typically surges shortly after, albeit with more volatility and magnitude. 

Recent market movements mirror this historical behavior. Gold has enjoyed a significant rally since early 2024, outperforming Bitcoin by a wide margin. As of May 12, 2025: 

But zooming out reveals the power of bitcoin’s delayed response. Over 5 years, gold has nearly doubled, which is impressive, until you compare it to BTC’s gain over 1,000%.  

ETF Flows Tell a Story of Sentiment Shift 

One of the clearest signs of this rotation is in ETF flows. 

According to new research from Standard Chartered Bank, investors are pulling capital from gold ETFs and reallocating to Bitcoin ETFs, a trend not seen at this scale since the 2024 U.S. presidential election. Geoffrey Kendrick of Standard Chartered notes that this shift in capital allocation is a strong signal of Bitcoin’s growing credibility as a macro hedge. 

Bitcoin ETF flows have surged ahead of gold ETF flows, with divergence widening sharply in early 2025. This aligns with Kendrick’s call for BTC to reach $120K by summer and possibly $200K by year-end. 

Investor sentiment is tilting. Gold’s role as a hedge is being challenged by a faster, more liquid, and globally accessible alternative. 

Bitcoin Surpassed $100K: Calm Before the Storm? 

Despite a quiet period in trading activity, Bitcoin is showing signs of strength, with a current price over $100K and a market cap of $2.04T (as of May 12, 2025).  

This “calm” comes as Bitcoin continues to consolidate near its highs. But if the 100-day lag from gold’s breakout holds true, the digital asset could be gearing up for another explosive move. Bitcoin often behaves like a coiled spring, especially after periods when gold has led and BTC has lagged. 

Why Bitcoin Could Outperform in 2025 

Several macro tailwinds support the Bitcoin thesis: 

  • Global liquidity is rising, favoring Bitcoin’s risk-on profile. 
  • DXY is weakening, typically bullish for both BTC and gold. 
  • Yields are falling, reducing opportunity cost for non-yielding assets like Bitcoin. 
  • ETFs have unlocked institutional flows, accelerating adoption. 

Moreover, Bitcoin has one advantage gold doesn’t: a smaller market cap and a much larger untapped investor base. This gives BTC asymmetric upside as new capital enters the space. 

In short, if gold’s rally is real, Bitcoin’s turn is next, and historically, its moves are larger and faster. 

Bitcoin’s Time to Shine? 

The writing’s on the wall. Gold has had its run, and Bitcoin is now poised to play catch-up, potentially with explosive consequences. With ETF inflows accelerating, macro conditions aligning, and a well-documented 100-day lead from gold, the digital gold narrative is once again in focus. 

For long-term investors, this isn’t a time to chase momentum, it’s a time to understand the macro dynamics and position accordingly. If you’re ready to hedge like the institutions, not just with gold, but with the digital future. Open your BitcoinIRA¹ account today. 

 

Crypto IRA

Don’t Open a Crypto IRA Until You’ve Checked for These 5 Essential Features

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Saving for the future is a cornerstone of sound financial planning, a principle that holds true regardless of your current stage of life. Whether you’re just starting your career or well on your way, it’s never too early or too late to prioritize long-term financial security.  

However, the journey of growing your wealth over time inevitably encounters two significant adversaries: inflation and taxes. Fortunately, innovative solutions exist to help navigate these challenges. Individual Retirement Accounts (IRAs) offer unique tax advantages specifically designed for retirement savings, making them a powerful tool for long-term investors. Furthermore, the groundbreaking creation of Bitcoin and Crypto has introduced a novel asset class with the potential to outpace inflation. 

The exciting convergence of these two powerful concepts lies in Crypto IRAs, presenting a compelling option for those seeking to maximize their long-term investment potential. While the answer to the “should you consider a Crypto IRA?” question may seem straightforward for many long-term investors, the subsequent crucial consideration is how to choose the right Crypto IRA to effectively combat the erosion of your purchasing power. To that end, here are five essential factors to keep in mind when making this important decision. 

  1. Robust Security Infrastructure

When it comes to your retirement savings, security isn’t optional, it’s everything. 

What to Look For: 

  • Cold Storage Custody: Ensure your crypto assets are stored offline with institutional-grade cold storage. 
  • Multi-Signature Wallets: Platforms should require multiple approvals to access funds, reducing the risk of fraud or hacks. 
  • Insurance Coverage: Top platforms insure digital assets held in custody, adding an extra layer of protection. 
  • Two-Factor Authentication (2FA): Always opt for platforms with strong user authentication protocols. 

Pro Tip: Verify if the platform partners with well-known custodians like BitGo, Coinbase Custody, or Gemini Trust. 

  1. IRS Compliance and Custodial Transparency

A compliant Crypto IRA protects you from tax pitfalls and regulatory surprises. 

Key Compliance Features: 

  • Licensed Custodian: The platform should partner with a licensed and regulated custodian to administer your IRA. 
  • Transparent Fee Structure: Avoid platforms that bury fees in fine print.  
  • Tax Reporting: Your platform should provide accurate, timely tax documentation to ensure you’re IRS-compliant. 
  1. User-Friendly Interface and Mobile Access

Managing your IRA shouldn’t require a finance degree. The right platform makes crypto investing simple. 

What You Should Expect: 

  • Intuitive Dashboard: Easily view holdings, performance, and account details at a glance. 
  • 24/7 Mobile App Availability: On-the-go access to your Crypto IRA ensures you can monitor and manage your investments in real time. 
  • Automated Portfolio Tools: Look for features like recurring buys, auto-rebalancing, or asset allocation insights to simplify long-term strategy. 
  1. Diverse Crypto Asset Selection

Your retirement strategy should be diversified, and so should your Crypto IRA. 

Must-Have Flexibility: 

  • Wide Range of Cryptos: Go beyond Bitcoin and Ethereum. Look for access to other leading assets like XRP; Solana, Chainlink, and Avalanche. 
  • Stablecoins and DeFi Access: Some advanced platforms offer access to stablecoins or exposure to DeFi protocols, great for yield generation and hedging. 
  1. Dedicated Customer Support and Education

Retirement planning and crypto investing are complex, don’t go it alone. 

Support Services to Expect: 

  • Live Support Channels: Whether it’s a call center or live chat, responsive support should be a non-negotiable. 
  • Onboarding Assistance: Setting up a Crypto IRA involves a learning curve. Your provider should walk you through account creation, rollovers, and compliance. 
  • Educational Resources: Blogs, webinars, and explainer videos can empower you to make smarter investment decisions. 

Why BitcoinIRA¹ Checks Every Box 

When it comes to choosing the right Crypto IRA platform, BitcoinIRA stands out as an industry leader. It integrates all five must-have features seamlessly, starting with institutional-grade security through cold storage with BitGo and insured custody protection². As the first and most trusted Crypto IRA platform in the U.S., BitcoinIRA is fully IRS-compliant, working with licensed custodians and offering clear, transparent fee structures.  

The platform is user-friendly, offering a sleek dashboard and a mobile app that empowers investors to manage their digital retirement with ease. With access to 75+ cryptocurrencies, including Bitcoin, Ethereum, and top altcoins, diversification is built in. And to top it off, BitcoinIRA provides white-glove customer support, dedicated rollover specialists, and a robust library of educational resources to help you invest with confidence. 

Choose a Platform That Prioritizes You 

Investing in a Crypto IRA is a strategic move toward securing your financial future in the digital age, but only if you’re using the right platform. The ideal Crypto IRA provider should combine security, transparency, ease of use, asset flexibility, and education into one seamless experience. 

Want to take control of your retirement with Bitcoin and other digital assets? Open a BitcoinIRA account today and join thousands of investors building their crypto-powered future with confidence. 

What is Staking in a Crypto IRA

What is Staking in a Crypto IRA?

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One of the most powerful and fast-growing strategies in the crypto world today is staking, but did you know you can stake crypto within a tax-advantaged crypto IRA? This innovative approach lets you earn passive income on your digital assets while growing your retirement savings. But what exactly is staking, and how does it function inside an IRA structure designed to maximize your long-term wealth? 

If you’re looking to maximize your retirement potential with crypto, understanding staking is crucial. 

What Is Staking in Crypto? 

At its core, staking is the process of actively participating in the validation of transactions on a proof-of-stake (PoS) blockchain. Instead of mining, which is energy-intensive, staking allows investors to lock up their crypto assets to help secure the network and, in return, earn rewards, typically paid out in the same cryptocurrency. 

Coins that support staking include Ethereum (ETH post-merge), Cardano (ADA), Polkadot (DOT), Solana (SOL), and others. 

How Does Staking Work in a Crypto IRA? 

A crypto IRA is a self-directed individual retirement account that allows you to hold digital assets like Bitcoin, Ethereum, and other cryptocurrencies in a tax-advantaged structure. When staking is introduced into the equation, the process looks like this: 

  1. Choose a Staking-Eligible Coin: Not all crypto assets can be staked. In a crypto IRA, your platform will offer a list of approved coins. 
  2. Lock Your Coins for Staking: Your crypto is delegated or locked into the network, allowing you to participate in block validation. 
  3. Earn Passive Income: In return, you earn staking rewards, sometimes ranging from 4% to 15% APY, depending on the coin and network conditions. 
  4. All Within Tax Advantages: Since your crypto is held within an IRA, staking rewards may grow tax-deferred or even tax-free, depending on whether you use a Traditional or Roth crypto IRA. 
Benefits of Staking in a Crypto IRA 
  • Passive Income with Compound Growth: Staking allows you to earn while you hold, making it an attractive option for long-term investors. Within an IRA, this income can compound more effectively without immediate tax burdens. 
  • Boosted Retirement Potential: Combining crypto’s growth potential with staking yields can significantly enhance your retirement portfolio, especially when diversified with multiple staking assets. 
  • Tax Advantages: Normally, staking rewards are taxed as ordinary income. But in a crypto IRA, you defer taxes (Traditional IRA) or possibly avoid them entirely (Roth IRA), maximizing long-term gains. 
  • Hands-Off Strategy: Staking is ideal for buy-and-hold investors. Once your assets are staked, they earn passive rewards with minimal ongoing effort, perfect for retirement savers focused on long-term horizons. 
  • Risks and Considerations 

While staking in a crypto IRA has compelling upsides, it’s important to be aware of potential downsides: 

  • Lock-Up Periods: Some coins require you to lock assets for a period, reducing liquidity. 
  • Volatility: Crypto assets are inherently volatile, which can impact both your principal and earned rewards. 

Partnering with a reputable IRA provider is crucial to minimize risks, ensure security, and access top-tier staking options. 

Turn Your Crypto into a Retirement Powerhouse 

Staking in a crypto IRA offers a compelling way to maximize passive income, reduce taxes, and grow your retirement portfolio with cutting-edge assets. A well-diversified staking strategy inside a tax-advantaged IRA can be a game-changer for forward-thinking investors.  

XRP taxes

How XRP Can Help You Slash Crypto Taxes (Legally)

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With taxes often weighing heavily on investment returns, crypto investors are seeking smart strategies to legally minimize their tax burden. One of the most effective and forward-thinking options involves investing in XRP, not just as a high-potential digital asset, but as a tax optimization tool. Whether you’re actively trading or holding long-term, using an XRP IRA can help protect gains from capital gains taxes and unlock new financial freedom. 

Why XRP Is an Attractive Asset for Tax Optimization 
  1. Fast and Low-Cost Transactions: XRP, the native cryptocurrency of the XRP Ledger, is engineered for efficiency. It processes transactions in seconds with minimal fees, making it ideal for traders who want to limit transaction costs that could otherwise eat into taxable gains.
  2. Capital Appreciation with Regulatory Clarity: Following a pivotal court decision in 2023 clarifying XRP’s legal status in the U.S., institutional and retail interest has surged. Long-term investors are now eyeing XRP for its capital appreciation potential, an opportunity to realize future gains that could be strategically shielded from taxes through qualified accounts.
  3. High Volatility = High Opportunity (and High Taxes): XRP’s historical volatility means it’s common for investors to realize substantial short-term or long-term gains. Without tax planning, those gains could trigger federal capital gains taxes of up to 37% (short-term) or 20% (long-term), plus state taxes. That’s where the real optimization begins.
How an XRP IRA Shields You from Taxes 

One of the most powerful tax shelters available to U.S. investors is the self-directed crypto IRA, specifically, an XRP IRA. 

Here’s how it works: 

Tax-Deferred Growth (Traditional IRA): Investing in XRP through a Traditional IRA allows your holdings to grow tax-deferred. You don’t pay taxes on gains until you begin taking distributions, typically after age 59½. This could significantly reduce your tax liability, especially if your retirement income places you in a lower tax bracket. 

Tax-Free Growth (Roth IRA): With a Roth IRA, you contribute after-tax dollars, but qualified withdrawals (including gains on XRP) are 100% tax-free¹. Imagine investing in XRP when it’s under $1 and withdrawing gains tax-free when it hits $10+. 

No Triggered Taxes on Trades: Inside an IRA, XRP to USD conversions or trades between crypto assets do not trigger taxable events. This is a game-changer for active XRP traders looking to compound returns without the drag of capital gains taxes each year. 

Tax Optimization Scenarios: XRP vs. XRP IRA 

Let’s consider two simplified investor scenarios: 

Scenario A: Holding XRP in a Taxable Account 

  • Buy $50,000 of XRP 
  • XRP grows to $150,000 over 3 years 
  • Long-term capital gains tax at 20% = $20,000 tax bill 
  • Net profit after tax = $80,000 

Scenario B: Holding XRP in a Roth IRA 

  • Buy $50,000 of XRP within a Roth IRA 
  • XRP grows to $150,000 over 3 years 
  • Qualified withdrawals = $0 in taxes 
  • Net profit = $100,000 

That’s a $20,000 difference, just by using the right account structure. 

Steps to Start Investing in XRP with an IRA 
  1. Open a Self-Directed Crypto IRA: Platforms like BitcoinIRA² make it easy to create an account that supports XRP. 
  2. Fund Your IRA: Transfer funds via rollover (from 401(k), IRA, etc.), direct contribution, or transfer from an existing custodian. 
  3. Choose XRP as Your Asset: Once funded, allocate a portion (or all) of your holdings to XRP, either in one go or via dollar-cost averaging. 
  4. Watch Your Investment Grow, Tax-Advantaged: Monitor your investment with peace of mind knowing you’re optimizing taxes long-term. 
Leverage XRP as a Strategic Tax Tool 

XRP isn’t just a fast, scalable cryptocurrency, it’s also a strategic lever for reducing taxes. Whether you’re a long-term believer in its upside or an active trader, pairing XRP with the tax benefits of an IRA can be a transformative financial decision. 

With tools like a Roth or Traditional XRP IRA, you can legally grow wealth while keeping more of your gains. Don’t leave tax advantages on the table, it’s time to make every XRP count 

Start Your XRP IRA Today. Take the first step toward tax-free crypto growth. Open your XRP IRA with BitcoinIRA and let your investment do more, for you and your future. 

Trumps tariffs and crypto

Trump’s Tariffs Are Reshaping Global Trade, Here’s How Crypto Investors Can Profit

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The resurgence of former President Donald Trump’s aggressive tariff policies has sparked global economic tremors, from boycotts in Europe to surging meat prices in the U.S. and a sharp drop in Tesla sales abroad. While traditional markets buckle under pressure, savvy crypto investors are finding unique opportunities in this shifting landscape.  

A Global Backlash, Trump’s Trade Wars Spark Structural Shifts 

In his return to the political stage, Trump has launched a new wave of tariffs, including: 

  • A 10% baseline tariff on all goods entering the U.S. 
  • A 25% levy on Mexican and Canadian imports. 
  • A 245% tax on certain Chinese goods. 
  • A proposed 100% tariff on foreign-made films to boost U.S. cultural exports. 

These policies have ignited retaliatory actions worldwide. Europe proposed to impose 25% duties on U.S. goods, while grassroots boycotts against American brands, from Levi’s and Tesla to Netflix and McDonald’s, are intensifying. 

Even luxury buyers are walking away. A European Central Bank study revealed that even affluent households are actively choosing not to buy American, suggesting a long-term consumer shift. In countries like Germany and France, apps like BrandSnap are helping consumers identify and avoid U.S. products, further entrenching this trend. 

The result? Global trade patterns are breaking down, U.S. exporters are seeing demand crater, and traditional investors are fleeing to safety. 

The Economic Fallout, Tariffs, Inflation, and Global Uncertainty 

Trump’s tariffs aren’t just political tools, they’re economic sledgehammers. Across North America, they’ve: 

  • Triggered double-digit inflation in key sectors, like beef, where prices have jumped nearly 20% since 2023. 
  • Stalled trade and investment due to unpredictable policy swings. 

Even in the U.S., inflation is back on center stage. Rising import costs and global supply chain snarls are pressuring the Federal Reserve, making future interest rate hikes more likely. In turn, markets are swinging between fear and false hope, especially after Trump’s temporary 90 day tariff pause that momentarily boosted crypto and equities. 

But here’s the catch: crypto is uniquely positioned to benefit from this chaos. 

Crypto as a Strategic Hedge. How Investors Can Capitalize 

Trump’s tariff rollercoaster has had ripple effects on digital assets: 

  • Following his “Liberation Day” tariff announcement, crypto markets tanked, Bitcoin dropped below $95K, Ethereum registered its lowest price point in two years, while XRP witnessed a sharp 20% decline on April 7th, less than a week after the tariff news broke. 
  • But after Trump’s surprise 90-day pause, Bitcoin, Ethereum, and XRP rebounded 5–9% in hours. 

Why the wild swings? Because crypto is still viewed as a macro-sensitive. When global uncertainty spikes, it initially sells off but ultimately becomes attractive as a non-sovereign hedge against inflation and fiat instability. 

Now, with trade wars escalating and inflation pressures mounting, here’s how crypto investors can play it smart: 

  1. Hedge Against Trade-Driven Inflation: High tariffs mean higher consumer prices. As inflation climbs, so does interest in Bitcoin, a digital asset with a fixed supply that many see as “digital gold.” Now is the time to consider reallocating part of your portfolio to BTC or ETH as a protective measure.
  2. Diversify Beyond Borders: Tariffs can disrupt national economies and currencies. Crypto assets, however, operate independently of borders or trade blocs, providing exposure to a global, decentralized market.
  3. Buy the Dips on Macro Fear: When tariff news hits, markets panic. But if you’re bullish long-term, these dips are buying opportunities, not red flags. Look for pullbacks driven by tariff-induced fear, and accumulate assets like BTC, ETH, or select altcoins with strong fundamentals.

Invest in Crypto via a Crypto IRA: For long-term wealth builders, a Crypto IRA provides a powerful way to gain crypto exposure with tax advantages. Whether you’re looking to diversify your retirement portfolio or hedge against fiat depreciation, a Crypto IRA allows you to: 

  • Buy and hold Bitcoin, Ethereum, and other assets in a tax-deferred or tax-free account. 
  • Avoid capital gains taxes on crypto trades within the IRA. 
  • Secure your digital assets in a regulated, insured¹, and IRS-compliant retirement account. 

A Crypto IRA is one of the most efficient ways to invest for the long haul. 

Tariffs Are a Warning Shot, Crypto Is the Lifeboat 

Trump’s tariffs are more than political posturing, they’re a signal that global trade as we knew it is eroding. Boycotts, inflation, and policy volatility are the new norm. But for those prepared, this uncertainty opens doors. 

Crypto offers a unique hedge against trade-induced chaos, inflationary pressures, and geopolitical risks. Whether you’re a seasoned investor or new to the digital asset space, now is the time to consider diversifying into crypto. 

Don’t wait for the next tariff headline to rethink your portfolio. Take the next step, open your BitcoinIRA² account today and position yourself to thrive in the age of trade wars and financial transformation. 

 

inflation and Bitcoin

The Inflation Gap Widens While Bitcoin Gains Relevance

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The subtle erosion of our money’s value is a quiet concern in today’s economy, often masked by words of controlled inflation. While official figures, primarily the Consumer Price Index (CPI), report an approximate 88% rise in prices since the year 2000, a closer look beneath the surface reveals a more pronounced reality. The actual expansion of the U.S. M2 money supply during this same period paints a starkly different picture, surging by a staggering +363%. 

This significant divergence, a chasm of 275% between the official narrative and the underlying monetary expansion, isn’t just an abstract economic concept. It has real-world consequences that touch every corner of our financial lives. From the diligent saver watching their nest egg slowly diminish to the astute investor seeking genuine returns, the retiree relying on fixed income, and the everyday wage earner feeling the pinch of reduced purchasing power, this hidden inflation impacts us all. Understanding this fundamental mismatch is precisely why exploring alternative solutions like Bitcoin has become so critical. 

The CPI, A Flawed Mirror Reflecting Inflation 

The Consumer Price Index (CPI) holds a prominent position as the U.S. government’s primary yardstick for measuring inflation. Its influence permeates critical aspects of our economy, from determining Social Security benefit adjustments to shaping interest rate decisions made by the Federal Reserve. 

However, the CPI is far from a complete and accurate reflection of the inflationary pressures within our economic system. Its limitations are significant: 

  • Narrow Scope: The CPI only tracks the price fluctuations of a specific basket of consumer goods and services. It inherently excludes the expansion of the overall money supply, a crucial driver of inflation. 
  • Susceptibility to Manipulation: The methodologies used to calculate CPI are not immune to political influence and are subject to periodic changes. These adjustments often have the effect of understating the true increases in the cost of living. 
  • The Mask of Technological Deflation: Declining prices in certain technological goods, such as televisions or data storage devices, can create a deceptive illusion of low inflation, effectively masking more widespread inflationary pressures across other essential goods and services. 
  • A Convenient Narrative: Over the past quarter-century, the CPI has conveniently grown at a compound annual rate of approximately 2.5%, aligning closely with the Federal Reserve’s publicly stated inflation “target.” Yet, the lived experience of rising costs for everyday necessities paints a distinctly different picture, one where real-world inflation feels considerably higher and is demonstrably accelerating. 
M2 Money Supply, Unveiling the Authentic Inflation Narrative 

To truly grasp the extent of inflation, we must shift our focus from tracking select prices to following the actual flow and creation of money within the economy. The M2 money supply offers a more comprehensive view, encompassing: 

  • Physical currency in circulation 
  • Demand deposits (checking accounts) 
  • Savings accounts 
  • Retail money market funds 

The figures are stark. In the year 2000, the M2 money supply stood at approximately $4.65 trillion. By 2025, this figure has ballooned to an astounding $21.65 trillion (as of March). This represents an explosive increase of over +363%, translating to an average annual growth rate of roughly 6%. This rate is more than double the growth rate indicated by the CPI during the same period. 

The fundamental reason this disparity matters lies in the very definition of inflation as a monetary phenomenon. When a significantly larger pool of currency is created to chase a relatively stable quantity of goods and services, the inevitable outcome is a rise in prices across the board, even if the CPI’s limited scope and methodological adjustments fail to fully capture the pace of this increase. 

The Silent Erosion of Your Wealth 

Stepping back to gain a broader perspective reveals the practical and damaging consequences of this unchecked monetary inflation: 

  • The Illusion of S&P 500 Gains: On the surface, the returns of the S&P 500 appear impressive, growing from approximately 1,320 points in 2000 to 5,686 in 2025, a compound annual growth rate of around 8.25%. However, when these gains are adjusted to account for the real monetary inflation as indicated by the growth in M2, a sobering reality emerges: investors have, in fact, experienced a net loss in purchasing power. The nominal gains are being outpaced by the devaluation of the currency itself. 
  • The Betrayal of Savings: If individuals have placed their trust in the CPI as an accurate reflection of inflation and believed that their portfolios were genuinely growing or that holding cash in a bank was a safe way to preserve their future wealth, they have been fundamentally misled. This is the insidious nature of monetary inflation, a silent tax that gradually siphons away purchasing power, often unnoticed until its cumulative effects become undeniable. This misrepresentation is not accidental; it is systemic. 
Why Bitcoin Offers a Lifeline 

Monetary inflation is far more than just an abstract economic statistic; it functions as a silent and regressive tax, disproportionately impacting those with fewer resources and eroding the fruits of their labor. The staggering 275% gap between the growth in the M2 money supply and the CPI unequivocally demonstrates that the conventional tools used to “measure” and, by extension, manage inflation are fundamentally flawed and fail to provide an accurate picture of the economic reality. 

In this environment of monetary debasement and statistical obfuscation, Bitcoin emerges not just as an alternative, but as a potential solution. Its unique characteristics offer a powerful counterweight to the inflationary forces inherent in traditional fiat currency systems: 

  • Decentralization: Bitcoin operates outside the direct control and manipulation of central banks and governments, rendering it immune to the discretionary monetary policies that often lead to currency devaluation. 
  • Finite Supply: With its mathematically enforced cap of 21 million coins, Bitcoin possesses inherent scarcity. This fixed supply makes it impervious to the endless expansion of the money supply that drives monetary inflation. 
  • Global and Censorship Resistant: Bitcoin transcends geographical boundaries and cannot be easily censored or confiscated, empowering individuals with true financial sovereignty and control over their wealth. 

In a financial system often characterized by opacity and the gradual devaluation of currency, Bitcoin stands as a transparent, verifiable, and inherently scarce asset, a crucial hedge against the erosion of purchasing power, a powerful protest against the status quo, and ultimately, a potential solution to the insidious problem of monetary inflation. 

Don’t let the hidden cost of inflation quietly diminish your wealth. Harness the transformative potential of Bitcoin and amplify its impact through the powerful tax advantages offered by IRAs. Consider opening a BitcoinIRA¹ account today and take tangible steps to protect and potentially grow your purchasing power in an increasingly inflationary world. 

invest in solana

5 Smart Ways to Invest in Solana in 2025

Key Sections

As the crypto market continues to evolve, Solana (SOL) remains one of the most promising blockchain networks, thanks to its blazing speed, low transaction costs, and rapidly expanding ecosystem. For savvy investors, Solana isn’t just a tech marvel, it’s a profit opportunity. Whether you’re looking for passive income, long-term capital appreciation, or diversified exposure, there are several ways to get involved. 

1. Staking

By participating in Solana’s Proof-of-Stake (PoS) consensus mechanism, you can “stake” your SOL tokens to help validate transactions on the network. In return, you earn rewards in the form of additional SOL. 

  • Potential Profit: Staking rewards vary depending on the validator you choose and the current network conditions. As of late April 2025, estimated Annual Percentage Yields (APY) for Solana staking can range from approximately 3% to 7% depending on the platform.  
  • Considerations: Your SOL tokens are typically locked up for a certain period (though some platforms offer more flexible unstaking options, sometimes with a small fee). The performance and reliability of the validator you delegate to can impact your rewards.  

 

2. Decentralized Finance (DeFi) Yield Farming and Liquidity Providing:

Solana has a thriving DeFi ecosystem with various platforms (like Raydium, Orca, Tulip Protocol, Kamino Finance, and Marinade Finance) that offer opportunities to earn yield. You can provide liquidity to decentralized exchanges (DEXs) by depositing pairs of tokens, or you can participate in yield farms by staking specific tokens or liquidity provider (LP) tokens. 

  • Potential Profit: Yields in DeFi can be significantly higher than traditional staking, but they also come with higher risks. APYs can fluctuate based on demand and the specific platform or pool. Some platforms like Francium offer leveraged farming for potentially higher returns (and higher risk). Yield aggregators like Tulip Protocol and Sunny.ag automate the compounding of yields. 
  • Considerations: DeFi involves risks such as smart contract vulnerabilities, impermanent loss (when the price of the deposited assets diverges), and the potential for protocols to fail. Thorough research into the platforms and the specific pools or farms is crucial. 
3. Trading:

This involves buying and selling SOL to capitalize on price fluctuations. Various strategies can be employed, including day trading (short-term trades within a day), swing trading (holding for a few days or weeks), and longer-term holding (HODLing). You can also explore trading within tax advantage accounts such as Crypto IRAs, that allow you to save on taxes while giving you access to 24/7 hours trading.

  • Potential Profit: Profit potential is high but comes with risk. The cryptocurrency market is volatile, and prices can change rapidly. 
  • Considerations: Successful trading requires technical analysis skills, understanding market trends, and implementing risk management strategies (like setting stop-loss orders).  
4. Investing in the Solana Ecosystem:

Instead of directly investing in SOL, you can invest in other promising projects built on the Solana blockchain. These could include DeFi protocols, NFT marketplaces, gaming projects, or other innovative decentralized applications (dApps). Researching the fundamentals, team, and potential use case of these projects is essential. Examples of notable Solana ecosystem projects in 2025 include Marinade Finance, STEPN, Genopets, Wormhole, Bonk, Pyth Network, Jito, and various DEXs like Jupiter and Raydium. 

  • Potential Profit: If the ecosystem grows and these projects gain adoption, their native tokens could increase in value, providing significant returns. 
  • Considerations: Investing in early-stage projects carries higher risk. Thorough due diligence is crucial to identify projects with strong potential and avoid scams. The success of these projects is also dependent on the overall health and growth of the Solana ecosystem. 
5. Running a Solana Validator:

If you have technical expertise and resources, you can run a validator node on the Solana network. Validators are responsible for verifying transactions and maintaining the blockchain’s integrity. In return, they earn a share of the network rewards and transaction fees. 

  • Potential Profit: The profitability of running a validator depends on factors like the amount of SOL staked with your node (either your own or delegated by others), the commission you charge delegators, and the overall network activity. 
  • Considerations: Running a validator requires significant technical knowledge, continuous uptime, and hardware infrastructure. You also need to stake a substantial amount of SOL as collateral. Failure to maintain performance or engaging in malicious activities can lead to slashing of your staked SOL. 
Diversify Your Solana Strategy in 2025 

In the evolving cryptocurrency market of 2025, Solana stands out as a high-potential blockchain, offering diverse investment avenues from passive income through staking (potentially yielding 3-7% APY) and engaging in DeFi platforms like Raydium and Orca (with higher but riskier APYs), to active trading requiring technical analysis and risk management, investing in promising ecosystem projects such as Marinade Finance and STEPN, and even running a validator node for network rewards.  

While Solana’s speed and low costs fuel its expanding ecosystem and present significant profit opportunities across these strategies, investors must adopt a well-informed approach to potentially capitalize on Solana’s continued growth. 

Ready to grow your crypto wealth? Open a BitcoinIRA¹ account today to start investing in Solana and 75+ cryptocurrencies, tax-advantaged and fully secure. 

Bitcoin Price

Will Q2 2025 Be Bitcoin’s Breakout Moment?

Key Sections

Could the second quarter of 2025 be a pivotal moment for Bitcoin’s price? Let’s dive into the compelling confluence of historical patterns, on-chain data, and macroeconomic factors suggesting a significant upward trajectory for the leading cryptocurrency. By understanding Bitcoin’s inherent price cycles and where the market currently stands, we uncover why Q2 2025 could witness a substantial boost, potentially culminating in new all-time highs. 

Bitcoin’s Price Cycles: The Key to Predicting the Next Move 

Bitcoin’s price movements aren’t random. They follow predictable cyclical patterns driven by two major factors: percentage of addresses in profit and realized volatility. By analyzing these, we can break down Bitcoin’s journey into four distinct phases:  

  • Reversal Phase: High volatility, low profit, marking the start of a bear market. 
  • Bottoming Phase: Low volatility, low profit, a quiet recovery period. 
  • Appreciation Phase: Low volatility, high profit, prices recover and optimism returns. 
  • Acceleration Phase: High volatility, high profit, rapid price climbs to new highs. 

Historically, each Bitcoin cycle has transitioned through these phases sequentially, barring extraordinary disruptions like the COVID-19 pandemic. 

Where Bitcoin Stands in 2025: Deep into the Acceleration Phase 

As of early 2025, Bitcoin is firmly entrenched in the Acceleration Phase, the final, most explosive stage of the price cycle. This phase is marked by: 

  • High volatility as investors flood the market. 
  • High profitability with most addresses sitting on gains. 
  • Rapid media and public attention are driving fresh demand. 

In previous cycles (notably 2013 and 2017), the Acceleration Phase concluded with a blow-off top, where bitcoin reached dramatic all-time highs before entering the next Reversal Phase. 

Analysis shows that we are currently past the midpoint of the 2024–2025 Acceleration Phase. Historically, the most dramatic price increases occur in the latter half of this stage. Based on trend alignment with past cycles, a new all-time high is highly probable in Q2 2025. 

Why Bitcoin’s Price Surge Looks Different This Time 

Several unique factors strengthen the case for a substantial Bitcoin boost in Q2 2025: 

  • Persistent Demand Amid Low Volatility: Bitcoin entered the Appreciation Phase in early 2024 with sustained low volatility despite new price highs, a bullish divergence indicating deep, long-term holder conviction. 
  • Macro Tailwinds: Interest rate cuts, growing institutional adoption, and global economic uncertainties are pushing investors toward bitcoin as a store of value. 
  • Bitcoin Halving Effect: The 2024 halving drastically reduced new supply, historically leading to price surges roughly 12–18 months afterward, precisely aligning with Q2 2025. 
  • Minimal External Disruptions: Unlike the COVID-19 pandemic that derailed previous patterns, no comparable event has disrupted the current cycle, allowing it to play out predictably. 

Put simply: all historical, on-chain, and macroeconomic signals are flashing green for Bitcoin. 

Strategic Takeaways for Investors 

Given the stage of the cycle and broader market dynamics, Q2 2025 could be a once-in-a-cycle window to benefit from Bitcoin’s upward momentum. However, timing the exact peak is notoriously difficult. 

Rather than trying to “catch the top,” a strategic, long-term approach, such as securing Bitcoin within a tax-advantaged BitcoinIRA1 account, offers a smart path to maximizing potential gains while planning for the future. 

Seize the Moment with BitcoinIRA 

The data is clear: Bitcoin is in the most dynamic phase of its price cycle, and a potential all-time high could arrive in Q2 2025. For those seeking to grow and protect their wealth, the time to act is now. 

Open your BitcoinIRA account today to take full advantage of Bitcoin’s potential and secure your future with the world’s most resilient asset.